CFO Services San Francisco Bay Area

Fractional CFO Services Built for Growth and Strategic Decision-Making

As companies grow, financial decisions become more complex and more consequential. Questions around cash flow, pricing, hiring, capital allocation, and long-term strategy require experienced financial leadership. Without a CFO, many businesses rely on intuition or incomplete data, increasing risk and slowing growth.

TNZ Accounting’s Fractional CFO services provide businesses with seasoned financial leadership designed to support scaling operations, improving profitability, and strengthening financial discipline. We help leadership teams move from reactive financial management to proactive, strategy-driven decision making.

Executive-Level Financial Strategy Without Full-Time Overhead

Hiring a full-time CFO is a significant investment, often exceeding the needs or budget of growing businesses. Fractional CFO services offer a flexible alternative, giving you access to executive-level expertise exactly when you need it.

Our Fractional CFOs work closely with CEOs, founders, and leadership teams to:

• Develop financial strategies aligned with business goals
• Improve cash flow management and forecasting
• Evaluate growth opportunities and investment decisions
• Support pricing, margin analysis, and cost optimization

This flexible engagement model allows businesses to scale financial leadership alongside company growth.

Cash Flow Management and Financial Forecasting

Cash flow is one of the most critical challenges for growing companies. Even profitable businesses can struggle without accurate forecasting and cash planning. Our Fractional CFO services focus on building clear, reliable cash flow models that help leadership anticipate challenges before they arise.

We provide:

• Short- and long-term cash flow forecasting
• Budget development and monitoring
• Scenario planning and sensitivity analysis
• Runway analysis for growth and fundraising

These insights allow leadership teams to make informed decisions with confidence and clarity.

Fundraising, Investor Relations, and Board Support

For companies preparing to raise capital, financial leadership is essential. Investors expect well-structured financial models, clear assumptions, and consistent reporting. TNZ Accounting’s Fractional CFOs help businesses prepare for funding rounds and manage ongoing investor relationships.

Our support includes:

• Financial modeling and projections
• Pitch deck financial narrative development
• Due diligence preparation
• Ongoing board and investor reporting

By aligning financial strategy with growth objectives, we help position your company as a credible and investable business.

Performance Metrics and KPI Dashboards

A key role of the CFO is translating financial data into actionable insights. Our Fractional CFO services include the development of key performance indicators and executive dashboards tailored to your business.

We help define and track metrics that matter, including:

• Revenue growth and margin performance
• Customer acquisition costs and lifetime value
• Operating efficiency and expense ratios
• Cash conversion and working capital trends

These dashboards give leadership teams a clear view of performance and help drive accountability across the organization.

Strategic Partner to CEOs and Leadership Teams

At TNZ Accounting, our Fractional CFOs operate as trusted advisors, not just financial technicians. We collaborate closely with leadership to evaluate strategic initiatives, assess risk, and support long-term planning.

Whether you are entering new markets, expanding operations, or restructuring your business, our CFOs provide objective, data-driven guidance that supports confident decision-making.

Integrated CFO, Accounting, and FP&A Support

Our Fractional CFO services are fully integrated with TNZ Accounting’s bookkeeping, accounting, and FP&A offerings. This integrated approach ensures financial data is accurate, consistent, and aligned across all reporting and planning activities.

By combining clean accounting with strategic CFO oversight, businesses gain:

• Reliable financial reporting
• Clear strategic direction
• Scalable financial infrastructure
• Improved operational performance

Financial Leadership That Grows With Your Business

TNZ Accounting’s Fractional CFO services are designed for companies that are ready to take the next step in their growth journey. We deliver the strategic insight, financial discipline, and leadership support needed to navigate complexity and seize opportunity.

With TNZ Accounting as your Fractional CFO partner, you gain more than financial oversight; you gain a strategically committed to your long-term success.